Marketplace lending, financial analysis, and the future of credit (Record no. 2949)

MARC details
000 -CABECERA
campo de control de longitud fija 08963nam a2200349Ia 4500
001 - NÚMERO DE CONTROL
campo de control 3093
008 - DATOS DE LONGITUD FIJA--INFORMACIÓN GENERAL
campo de control de longitud fija 230305s2016 xx 000 0 und d
020 ## - NÚMERO INTERNACIONAL ESTÁNDAR DEL LIBRO
Número Internacional Estándar del Libro 9781119099161
043 ## - CÓDIGO DE ÁREA GEOGRÁFICA
Código de área geográfica en_UK
041 ## - CÓDIGO DE LENGUA
Código de lengua del texto/banda sonora o título independiente eng
245 #0 - MENCIÓN DE TÍTULO
Título Marketplace lending, financial analysis, and the future of credit
260 ## - PUBLICACIÓN, DISTRIBUCIÓN, ETC.
Lugar de publicación, distribución, etc.
Nombre del editor, distribuidor, etc. John Wiley & Sons,
Fecha de publicación, distribución, etc. 2016
300 ## - DESCRIPCIÓN FÍSICA
Extensión xxiii, 317 p.
Dimensiones 26 cm.
500 ## - NOTA GENERAL
Nota general integration, profitability and risk management
505 ## - NOTA DE CONTENIDO CON FORMATO
Nota de contenido con formato Includes bibliographical references and index.
Mención de responsabilidad PART ONE Fintech and Online Lending Landscape-Where Are We Now? 11--
-- CHAPTER 1 Introduction to the Business Models in Financial Technology 15--
-- 1.1 Innovation Themes in Fintech 15--
-- 1.2 The Promises and Pitfalls of Fintech Business Models 20--
-- 1.3 The Pitfalls 22--
-- 1.4 Why is Financial Technology Innovation Important? 23--
-- 1.5 Challenges and Roadblocks for Fintech Companies 24--
-- 1.6 Fintech is a Long-Term Play 26--
-- 1.7 Concluding Remarks 27--
-- CHAPTER 2 How Does Online Lending Work? An Overview with a Focus on Marketplace Lending 29--
-- 2.1 Reliance on Technology and Data 29--
-- 2.2 How Do Online Lenders Differ From Banks? 30--
-- 2.3 Types of Online Lenders 31--
-- 2.4 Some Background on Peer-to-Peer Networks 36--
-- 2.5 The Business Model of Marketplace Lending Platforms 40--
-- 2.6 Onboarding Process 41--
-- 2.7 Comparing Marketplace Loans with Bank Credit or Credit Card Debt 44--
-- 2.8 Who are the Alternative Borrowers? 47--
-- 2.9 Who Are Investors in Marketplace Loans? 48--
-- 2.10 Underwriting and Credit Scoring 48--
-- 2.11 Regulation 49--
-- 2.12 The Response of Banks to Online Lending 51--
-- 2.13 Concluding Remarks 52--
-- CHAPTER 3 What Made the Rise of Online Lending Possible? 57--
-- 3.1 Technological Factors 57--
-- 3.2 Social Factors 62--
-- 3.3 Structural Factors 63--
-- 3.4 The Perfect Storm 65--
-- 3.5 A Divergence of Trends 66--
-- 3.6 Concluding Remarks 67--
-- CHAPTER 4 Why Fintech Lives Outside of Banks 69--
-- 4.1 The Technology Mudslide Hypothesis: Sustaining Innovation vs. Disruptive Innovation 70--
-- 4.2 Will Banks Notice the Next Fintech Breakthrough? 73--
-- 4.3 Why Do Banks Have Difficulty in Innovating? 76--
-- 4.4 Developing Core Competence in Financial Technology Innovation 79--
-- 4.5 Concluding Remarks 81--
-- PART TWO The Status Quo of Analytics in the Financial Industry-The Perspective of Banks 83--
-- P2.1 Banking is Innovation 84--
-- P2.2 Banking Goes Mobile 84--
-- P2.3 Banks Are Far From Dead 85--
-- P2.4 How to Read This Part of the Book 85--
-- P2.5 What We Discuss in This Part 86--
-- CHAPTER 5 Financial Contracts 89--
-- 5.1 Contract Elements 89--
-- 5.2 Time in Financial Contracts 90--
-- 5.3 Contract Mechanisms Producing Financial Events 92--
-- 5.4 Concluding Remarks 106--
-- CHAPTER 6 Markets 107--
-- 6.1 Real-world and Risk-neutral Expectations of Markets 108--
-- 6.2 Economic Scenarios Based on Real-world Probabilities 109--
-- 6.3 The Risk-neutral Expectations 110--
-- 6.4 Beyond Market Risk-Free Rates 113--
-- 6.5 Discounting Cash Flows 116--
-- 6.6 Considering Market Elements in P2P Finance 117--
-- 6.7 Concluding Remarks 118--
-- CHAPTER 7 Counterparties 121--
-- 7.1 Types and Roles of Counterparties 121--
-- 7.2 Descriptive Characteristics 123--
-- 7.3 Default Probability 124--
-- 7.4 Credit Ratings 129--
-- 7.5 Credit Spreads Based on Real-world Probabilities 130--
-- 7.6 Link of Counterparties via Markets 131--
-- 7.7 Concluding Remarks 137--
-- CHAPTER 8 Behavior Risk 139--
-- 8.1 Prepayments 140--
-- 8.2 Draw-downs/Remaining Principle/Facilities and Credit Lines 141--
-- 8.3 Withdrawals 143--
-- 8.4 Selling 143--
-- 8.5 Default and Downgrading 144--
-- 8.6 Use at Default 145--
-- 8.7 Recoveries 146--
-- 8.8 Concluding Remarks 147--
-- CHAPTER 9 Credit Exposures 151--
-- 9.1 Gross Exposure 151--
-- 9.2 Net Exposure 152--
-- 9.3 Evolution of the Gross and Net Exposures 152--
-- 9.4 Exposure Distribution 155--
-- 9.5 Credit Losses 156--
-- 9.6 Link of Counterparties via Credit Exposures 157--
-- 9.7 Concluding Remarks 158--
-- CHAPTER 10 Credit Enhancements 161--
-- 10.1 What are Credit Enhancements? Types and Structure 162--
-- 10.2 Asset-based Credit Enhancements 162--
-- 10.3 Counterparty-based Credit Enhancements 165--
-- 10.4 Additional Elements Considered in Credit Enhancements 168--
-- 10.5 Extending Credit Enhancements in Marketplace Lending 170--
-- 10.6 Concluding Remarks 175--
-- CHAPTER 11 Systemic and Concentration Risks 177--
-- 11.1 Credit Exposure Systemic Risk 177--
-- 11.2 Counterparty Systemic Risk 180--
-- 11.3 Systemic Risk Exposures and Losses 183--
-- 11.4 Credit Exposure Concentration Risk 184--
-- 11.5 Counterparty Concentration Risk 185--
-- 11.6 Systemic Risk and Portfolio Diversification 187--
-- 11.7 Concluding Remarks 187--
-- CHAPTER 12 Liquidity, Value, Income, Risk and New Production 189--
-- 12.1 Liquidity 190--
-- 12.2 Value and Income 197--
-- 12.3 New Production 203--
-- 12.4 Treasury and Funds Transfer Pricing (FTP) 205--
-- PART THREE Toward the Future of the Hybrid Financial Sector 215--
-- P3.1 Dangers of a Big Bang Approach to Catch up with Technology Innovation 216--
-- P3.2 The Need to Collaborate in a Hybrid Financial System 217--
-- CHAPTER 13 Profitability and Risk of Marketplace Loans 219--
-- 13.1 Underlying Assumptions of the Analysis 220--
-- 13.2 Risk Factors 222--
-- 13.3 Portfolio Construction 224--
-- 13.4 Modeling Portfolio Performance 226--
-- 13.5 Risk Management 236--
-- 13.6 The Road Forward 246--
-- 13.7 Concluding Remarks 247--
-- CHAPTER 14 Digital Competencies and Digital Dilemmas 251--
-- 14.1 Digital Competencies 252--
-- 14.2 Digital Dilemmas 255--
-- 14.3 Concluding Remarks 260--
-- CHAPTER 15 Digital Strategy 263--
-- 15.1 Who Needs Digital Strategy? 263--
-- 15.2 Frameworks to Analyze the Impact of Innovation 264--
-- 15.3 Spotting Signs of Trouble on the Horizon 267--
-- 15.4 How Banks Can Overcome the Innovator's Dilemma 269--
-- 15.5 From Producer to Supplier and Moving to a New Singularity 271--
-- 15.6 From Closed Innovation to Open Services Innovation 272--
-- 15.7 The Role of Leadership in Driving Emergent Strategy 273--
-- 15.8 Concluding Remarks 274--
-- CHAPTER 16 The Hybrid Financial Sector 277--
-- 16.1 Forces of Competition in the Digital Age 277--
-- 16.2 The Dangers of Knife Fights 279--
-- 16.3 Good Ideas in Marketplace Lending That Might Be Here to Stay 280--
-- 16.4 The Alternative to the Hybrid Financial Sector: A Doomsday Scenario for Established Banks? 286--
-- 16.5 Concluding Remarks 286--
-- CHAPTER 17 Unified Analytics 289--
-- 17.1 Why Do Marketplace Lending Platforms Need Unified Financial Analytics? 290--
-- 17.2 An Overview of a Unified Analytics Platform 296--
-- 17.3 Concluding Remarks 301--
520 ## - SUMARIO, ETC.
Sumario, etc. Marketplace Lending, Financial Analysis, and the Future of Credit clearly explains why financial credit institutions need to further innovate within the financial technology arena. Through this text, you access a framework for applying innovative strategies in credit services. Provided and supported by financial institutions and entrepreneurs, the information in this engaging book encompasses printed guidance and digital ancillaries. ; ; Peer-to-peer lenders are steadily growing within the financial market. Integrating peer-to-peer lending into established credit institutions could strengthen the financial sector as a whole, and could lead to the incorporation of stronger risk and profitability management strategies. ; ; Explain (or Explore) approaches and challenges in financial analysis applied to credit risk and profitability ; Explore additional information provided via digital ancillaries, which will further support your understanding and application of key concepts ; Navigate the information organised into three subject areas: describing a new business model, knowledge integration, and proposing a new model for the Hybrid Financial Sector ; Understand how the rise of fintech fits into context within the current financial system ; Follow discussion of the current status quo and role of innovation in the financial industry, and consider the financial technology innovation landscape from the perspective of an entrepreneur ; ; Marketplace Lending, Financial Analysis, and the Future of Credit is a critical text that bridges the gap in understanding between financial technology entrepreneurs and credit institutions.
590 ## - NOTA LOCAL (RLIN)
Procedencia (VM) [OBSOLETO] Support material available on publisher's website.
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA
Término de materia o nombre geográfico como elemento de entrada Financial services industry
Subdivisión general Technological innovations
9 (RLIN) 12988
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA
Término de materia o nombre geográfico como elemento de entrada Credit
Subdivisión general Technological innovations
9 (RLIN) 12989
650 ## - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA
Término de materia o nombre geográfico como elemento de entrada Risk management
9 (RLIN) 6244
650 #0 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA
Término de materia o nombre geográfico como elemento de entrada Finance
9 (RLIN) 3911
700 ## - ENTRADA AGREGADA--NOMBRE PERSONAL
Nombre de persona Stagars, Manuel
Término indicativo de función/relación Autor
9 (RLIN) 12990
700 ## - ENTRADA AGREGADA--NOMBRE PERSONAL
Nombre de persona Akkizidis, Ioannis
Término indicativo de función/relación Autor
9 (RLIN) 12991
856 ## - LOCALIZACIÓN Y ACCESO ELECTRÓNICOS
Identificador Uniforme del Recurso <a href="https://www.wiley.com/en-es/Marketplace+Lending%2C+Financial+Analysis%2C+and+the+Future+of+Credit%3A+Integration%2C+Profitability%2C+and+Risk+Management-p-9781119099178">https://www.wiley.com/en-es/Marketplace+Lending%2C+Financial+Analysis%2C+and+the+Future+of+Credit%3A+Integration%2C+Profitability%2C+and+Risk+Management-p-9781119099178</a>
902 ## - ELEMENTOS DE DATOS B LOCAL, LDB (RLIN)
a 475
905 ## - ELEMENTOS DE DATOS E LOCAL, LDE (RLIN)
a m
911 ## - EQUIVALENCIA O REFERENCIA-CRUZADA-NOMBRE DE CONFERENCIA O REUNIÓN/CONGRESO [LOCAL, CANADÁ]
Nombre de congreso/reunión o jurisdicción como elemento de entrada https://biblioteca.tbs-education.es/portadas/9781119099161.jpg
912 ## -
-- 2016-01-01
942 ## - ELEMENTOS DE ENTRADA AGREGADA (KOHA)
Código de la institución [OBSOLETO] 1
953 ## -
-- 2021-09-07 13:34:39
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        TBS Barcelona TBS Barcelona Libre acceso 07/09/2021   HG4026 AKK B03655 17/12/2021 05/03/2023 Book

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